Boring

We have a savings account that was once enough for a house deposit. As the house price balloon has floated upward and out of sight, we are left standing gazing longingly into the sky, with nothing to do but spend our savings to ease the pain. Every month for the last two years I reckon we have had to dip in to that sacred account in order to maintain our "extravagant" lifestyle. Today I have created a new budget for the new financial year. I'm going to try and actually keep a weekly record of expenses to try and keep our spending under control.

As much as I love a bit of a project, doing the right thing with money is not a strength of mine. Being a true blue middle class Gen X-er I haven't had to fight for a whole lot to date. It was easy enough to get into Uni and not hard to get my first, second, third, or fourth job. So reining in my spending feels inhibiting and boring and not at all fun. I've even tried hard to find an iPhone App that will magically make saving money as easy and fun as Paper Toss. I guess I just need some good old fashion values. Now where did I put those....???

I could have a lolly-jar style guess the number of times I have created a budget and then failed to stick to it competition. Lots of people could enter and none might even win. It has been many, many times. But maybe this time will be different. Maybe this time the reality of the sinking dream of home ownership as I approach 40 may be enough to motivate me. Maybe it needs to be something else.